I changed my goals for 2014, going with 3 goals that keep us accountable both on a personal and business level. We’re into the home stretch now, so let’s see how we’re doing and if we can finish the year off strong. As always, I am leaving out steps on the way to achieving my goals […]
2014 Third Quarter Business and Personal Finance Goals Update
Author Archives: Dan
4 Ways To Reduce Financial Stress
Money causes nearly everyone some financial stress. Whether you’re struggling to make it through the month, have a lot of student loan debt, are middle class (whatever that means to you), or have a lot of money invested in the stock market, you likely feel some sort of financial stress at some point. It seems like […]
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How Much The Average Household Spends on Food
I am a frequent user of Mint.com. I don’t use a strict budget, but I do have a general idea of how much we spend on each category monthly and if I see things are trending in the wrong direction, Lauren and I will discuss whether it’s temporary or permanent. I don’t hate the idea […]
How Much The Average Household Spends on Food
4 Smart Ways To Pay For Your Next Vacation
A recent survey conducted by American Express determined that the average American spends $1,180 per person on vacation. For a family of four the cost is $4,720 per year. While that seems a little high for my frugal tastes the number doesn’t really surprise me. Even though do I agree we all need a vacation […]
4 Smart Ways To Pay For Your Next Vacation
The Nearly Passive Way I Earn $100+ A Month
I love finding new ways to earn money. It doesn’t have to be a lot, and I’d prefer 3 ways to earn $100/month than one way to earn $300/month. I like diversifying my income streams, so while I have a day job that provides the large majority of my income, this blog and my blog carnival […]
The Nearly Passive Way I Earn $100+ A Month
How to Apply the 80/20 Rule to Your Side Hustle
Is your side hustle not going according to plan? It’s a hard pill to swallow, but you’re not focusing on the right stuff. Or at least, that’s what Pareto’s Principle would tell you. Simply stated Pareto’s Principle, or the 80/20 rule, says that twenty percent of what you do brings eighty percent of the results. […]
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Save Money Automatically With Browser Add-Ons
I am not a coupon clipper, but I do like to save money before making a purchase. I recently bought tickets for a flight to and from Boston for a wedding. I checked prices regularly until prices dropped to what I was looking for, and bought. I didn’t spend too much time on it, just […]
Save Money Automatically With Browser Add-Ons
-$114,000 Net Worth: Creating a Plan to Get Out of Debt
A friend of mine, “Doug,” came to me last week asking for some financial advice. He lives in New York City, has a stable job at a fortune 500 company paying $60,000/year, and we have very similar educational backgrounds. Except that he has $117,000 in student loan debt, $1,300 in credit card debt (maxed out the credit […]
-$114,000 Net Worth: Creating a Plan to Get Out of Debt
When To Consider Quitting Your Side Job
A side jobs can be great, especially when you’re making over $110,000 and don’t need to pay self-employment taxes on that income. They can help you get a jumpstart on your savings, make up for lost time, or help provide a backup plan if the day job doesn’t work out (or better yet, it can […]
When To Consider Quitting Your Side Job
3 Reasons Your Side Hustle is Failing
You started a side hustle to bring in some extra money only the extra money isn’t coming. Instead you feel like you’re just wasting your time. You begin to wonder what all the hype about creating another stream of income is anyway. It feels impossible to you. The problem is though, when you’re first starting […]
3 Reasons Your Side Hustle is Failing