Bonds as a safety net? Choose carefully.

                  Image credit: epSos.de Simplified lists that order investments by risk almost universally describe bond funds as less risky than equity funds, and often, this is true. But it isn’t categorically true, and that’s a problem for me. A novice may think he or she has enough information to reasonably conclude that any […]
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Growing Money Smart 1 – Why Teach Investing and Wealth Accumulation

Why I want to teach about Investing and Wealth Accumulation Note:  The following will read a bit oddly because I removed some personal family data, such as name, etc… Reason 1, What happened in the recent past, a brief family history: The Great Depression and our recent family history Before Great Grandma was born, life […]
The post Growing Money Smart 1 – Why Teach Investing and Wealth Accumulation

Force Yourself to Save

Saving money isn’t easy. When you get that paycheck on Friday and you’re ready to hit the town and have some fun, it takes a lot of discipline (or a ridiculously huge paycheck) to be willing to save a good chunk of that money. Some people know themselves well enough that they won’t voluntarily save money, so they come up […]
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