5 Reasons I Love my High Deductible Health Plan

It would be difficult to be unaware of the debate surrounding health insurance today. As the Affordable Care Act jumps into the already-muddied waters surrounding health care and its rising costs, topics for debate and discussion are legion. One of these is the high deductible health plan, or HDHP. Simply put, HDHPs offer lower monthly premiums in return for significantly […]
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Target-Date Funds Take the Guesswork out of Retirement Investing

Target-Date Funds are a big topic in mutual funds right now, for investors and fund companies alike. Investors see them as a one-stop shop for retirement investing. Fund companies have found target-date funds to be a gold mine. Morningstar reports that target date funds account for one third of investment flows for companies that offer them. The concept of a […]
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Bonds as a safety net? Choose carefully.

                  Image credit: epSos.de Simplified lists that order investments by risk almost universally describe bond funds as less risky than equity funds, and often, this is true. But it isn’t categorically true, and that’s a problem for me. A novice may think he or she has enough information to reasonably conclude that any […]
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Force Yourself to Save

Saving money isn’t easy. When you get that paycheck on Friday and you’re ready to hit the town and have some fun, it takes a lot of discipline (or a ridiculously huge paycheck) to be willing to save a good chunk of that money. Some people know themselves well enough that they won’t voluntarily save money, so they come up […]
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Is Money Actually a Good Motivator?

At work I’m in the process of setting developmental goals for myself for the next year, I’ve started looking into some TED talks about leadership and business effectiveness. Yes, I like this stuff. Yes, that’s a little weird. I came across a video that really shocked me. It’s called … You can watch the video here. Actually, I highly recommend you […]
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3 Insurance Products You May Need But Didn’t Know Existed

Most people are familiar with and/or pay for things such as medical insurance, homeowners or renters insurance, and car insurance. If you’re really savvy about your personal finances, you might even know about things like gap insurance on a new vehicle purchase or long term disability insurance to ensure you protect your income from a bad accident or disease. However, […]
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