Don’t put all your eggs in one basket when you’re near retirement

Last week, I chatted with Andrew, a long time reader, about his early retirement plan. He is planning to retire at 51 and has only a few years left to go. His expense is very low at about $12,000 per year and he probably can retire right now if he wants to. He mentioned that he plans to roll over his 401k into his Roth IRA and put a large percentage into a REIT.
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